Services UPI

UPI Services

Leverage India's most popular digital payment system. Enable QR based collections, merchant payments, and seamless P2P transfers for your business and customers.

678M+ QR Codes Active
Zero MDR Charges
Instant Settlement
Enable UPI Payments Talk to Sales
What is UPI?

India's Digital Payment Revolution

Unified Payments Interface (UPI) is a real time payment system developed by NPCI that enables instant money transfers between bank accounts through mobile devices. With over 678 million QR codes deployed, UPI has created the world's largest merchant payment network.

As a UPI enabled merchant, you can accept payments through QR codes, collect payments from customers, and offer value added services. UPI transactions have zero MDR (Merchant Discount Rate) making it completely free for merchants.

UPI Statistics (2025)

  • 17.89 billion txns in April 2025
  • Rs. 23.95 lakh crore value
  • 65 million active merchants
  • 35% YoY growth
  • Available in 10+ countries
UPI Solutions

Complete UPI Ecosystem

QR Code Payments

Generate static and dynamic QR codes for your business. Customers scan and pay instantly using any UPI app.

  • Static QR for fixed payments
  • Dynamic QR with amount
  • Multi app support
  • Zero setup cost

Merchant Collections

Accept UPI payments at your store or business. Real time notifications and instant settlement to bank account.

  • Instant payment alerts
  • Transaction history
  • Same day settlement
  • Dispute resolution

P2P Transfers

Enable person to person money transfers. Send and receive money using UPI ID, mobile number, or QR code.

  • Instant transfers
  • Split bills feature
  • Request money
  • Transaction limits up to Rs. 5 lakh
QR Code Types

Static vs Dynamic QR

Most Common

Static QR Code

  • Fixed QR linked to UPI ID
  • Customer enters amount
  • Print once, use forever
  • Ideal for small retailers

Best for: Kirana shops, street vendors, small businesses

Dynamic QR Code

  • Generated per transaction
  • Amount pre filled
  • Reduces payment errors
  • Better for billing systems

Best for: Restaurants, retail chains, e-commerce

Why UPI?

Benefits for Your Business

Zero MDR Charges

No merchant discount rate on UPI transactions. 100% of payment amount comes to your account.

Instant Settlement

Money credited to your bank account in real time. No waiting for T+1 or T+2 settlements.

Works on Any Phone

Customers can pay using any UPI app. PhonePe, Google Pay, Paytm, BHIM, bank apps, all work.

Digital Records

Complete transaction history available. Easy reconciliation and accounting. No more cash handling errors.

Secure Transactions

Bank grade security with UPI PIN. Every transaction authenticated. No fraud risk for merchants.

International Acceptance

UPI accepted in Singapore, UAE, France, and more countries. Serve international customers too.

Get Started

Enable UPI in 3 Steps

1

Register

Sign up as a Rupiyo partner. Complete KYC with Aadhaar, PAN, and bank details

2

Get QR Code

Receive your unique UPI QR code. Print and display at your payment counter

3

Start Accepting

Customers scan and pay. Money credited instantly to your linked bank account

Go Digital With UPI

Join millions of merchants accepting UPI payments. Zero cost, instant setup.

Get Your QR Code Contact Sales
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